Ten Commandments guide behavior versus 1500+ Rules for Obama-Care

In the Ten Commandments there are 10 or so Thou SHALT NOT ….[steal, murder, bear false witness, covet].

In Obama-Care — alias the Affordable Care Act — there are 1,563 “the Secretary SHALL”.

Think of that — 10 Rules for civilized behavior versus 1,500+ Rules to control medical decisions.

The Mercatus Center at George Mason University evaluated all major Obama-Care rules that cost over $100 million a year. All of the Obama-Care rules scored F’s — some lower but all F’s.

Messrs. Conover and Ellig conclude that regulators working on deadlines usually resort to “analytical shortcuts, leading to lower-quality decisions.” The Bush Admin. post 9-11 regulatory overload was no great shakes. But at lest there in the White house was working to protect national security rather than usher in a new social and economic order through the Federal Register.

Mr. Obama has made clear that the rules will keep coming, but at least his team could try to write good bad rules Probably too much to ask.

The above is based on information from The Wall Street Journal, Tuesday, Dec. 27, 2011 Badly Written Bad Rules.

(Exodus 20:2-17 NKJV)
1 “I am the Lord your God, who brought you out of the land of Egypt, out of the house of bondage. You shall have no other gods before Me.
2 “You shall not make for yourself a carved image, or any likeness of anything that is in heaven above, or that is in the earth beneath, or that is in the water under the earth; you shall not bow down to them nor serve them. For I, the Lord your God, am a jealous God, visiting the iniquity of the fathers on the children to the third and fourth generations of those who hate Me, but showing mercy to thousands, to those who love Me and keep My Commandments.
3 “You shall not take the name of the Lord your God in vain, for the Lord will not hold him guiltless who takes His name in vain.
4 “Remember the Sabbath day, to keep it holy. Six days you shall labor and do all your work, but the seventh day is the Sabbath of the Lord your God. In it you shall do no work: you, nor your son, nor your daughter, nor your male servant, nor your female servant, nor your cattle, nor your stranger who is within your gates. For in six days the Lord made the heavens and the earth, the sea, and all that is in them, and rested the seventh day. Therefore the Lord blessed the Sabbath day and hallowed it.
5 “Honor your father and your mother, that your days may be long upon the land which the Lord your God is giving you.
6 “You shall not murder.
7 “You shall not commit adultery.
8 “You shall not steal.
9 “You shall not bear false witness against your neighbor.
10 “You shall not covet your neighbor’s house; you shall not covet your neighbor’s wife, nor his male servant, nor his female servant, nor his ox, nor his donkey, nor anything that is your neighbor’s.” the Ten Commandments:

$105 billion Trojan Horse ObamaCare

It’s not chump change — the $105 BILLION Trojan Horse of ObamaCare already loosed on the American public. Like the 30 men hidden in the Greek Trojan Horse who opened the gates that the Greeks could enter & conquer the city of Troy, the $105 billion Obama-Care Trojan Horse seeks victory through stealth.

On open microphone 4-15-2011 Obama referred to ObamaCare expenditures now going on as nickels and dimes.

Mr. President, you are wrong. And very importantly your priorities are wrong. Mr. President, during your first year in office you did not focus on the financial crises, the economy or jobs. All you Mr. President focused on was selling your health care bill to the American public.

President Obama on open microphone 4-15-2011 said: “You wanna repeal health care? Go at it. Wh’ll have that debate. But you’re not going to be able to nickel and dinning me in the budget. You think we’re stupid?

Untouchable. That’s the treatment being given to the $23.6 billion being spent right now to implement Obama-care.

This $23.6 billion is part of the $105.5 billion appropriated by the last Congress to fund Obamacare. The remainder (Think of it as post-dated checks for the other $81.9 billion.) automatically becomes available between now and FY2019.

What says the public — is $105 BILLION for ObamaCare chump change?

For your information: The Trojan Horse is a tale from the Trojan War, as told in Virgil’s Latin epic poem The Aeneid, also by Dionysius, Apollodorus and Quintus of Smyrna. The events in this story from the Bronze Age took place after Homer’s Iliad, and before his Odyssey. It was the stratagem that allowed the Greeks finally to enter the city of Troy and end the conflict.

In one version, after a fruitless 10-year siege, the Greeks constructed a huge wooden horse, and hid a select force of 30 men inside. The Greeks pretended to sail away, and the Trojans pulled the horse into their city as a victory trophy. That night the Greek force crept out of the horse and opened the gates for the rest of the Greek army, which had sailed back under cover of night. The Greek army entered and destroyed the city of Troy, decisively ending the war.
In the Greek tradition, the horse is called Δούρειος Ἵππος, Doúreios Híppos, the “Wooden Horse”, in the Homeric Ionic dialect. Metaphorically a “Trojan Horse” has come to mean any trick or stratagem that causes a target to invite a foe into a securely protected bastion or space. It is now often associated with “malware” computer programmes presented as useful or harmless to induce the user to install and run them.

written by DrCameronJackson@gmail.com

Obama-ism is another poliltical phiosophy created by a small elite and imposed on the masses beneath.

What does Obama-ism do? Obama-ism replaces independence and free choice decisions by individuals and states with dependence on the Obama federal government.

The result of Obama-Care? The federal government decides what health plan individuals and families can have. The government chooses for you.

What does Obama-ism as a political philosophy say about how to create jobs? That the federal government knows best how to grow jobs and how to stimulate the economy.

So what did Obama-ism say about managing a budget? Individuals have to have a balanced budget or declare bankrupcy eventually. In contrast, Obama-ism has run up the largest deficit in many, may years. The entire war in Iraq over the last 7-8 years cost 100 million less than Stimulus I which was spent in less than a year.

And so Obama-ism has run up a deficit in 1 1/2 years that too big for most people to comprehend. Three billion is a number that people cannot easily get a handle on. Our children’s children will pay for this deficit.

How to build a car? Obama-ism knows best. Now we have Government Motors instead of General Motors.

How to figure out what credit card to get? Obama-ism is creating another federal agency — the Consumer Financial Protection Agency. It’s sole job is to protect families in their financial transactions.

Under girding all of Obama-ism is arrogance, elitism and disdain for freedom and individual choice.

What is the goal of Obama-ism? This political philosophy foster dependence on Big Brother.

Obama-ism has little interest in communicating with the general public. Hence so few news conferences.

The news conference held 9-10-11 was replete with non-answers to soft ball questions.

When asked about Democrats that are running in opposition to Obama-Care the President replied that is what politicians have to do in the short run… What a lame answer.

The answer is that the American public rejects Obama-Care and does not want the Obama deficit paid for by their kids.

Are the masses rejecting Obama-ism?

written by Cameron Jackson
Monterey Bay Forum
www.freedomOK.net

Firms cancel health coverage
With cost rising, small companies turning to state
By Kay Lazar
Globe Staff / July 18, 2010

“The relentlessly rising cost of health insurance is prompting some small Massachusetts companies to drop coverage for their workers and encourage them to sign up for state-subsidized care instead, a trend that, some analysts say, could eventually weigh heavily on the state’s already-stressed budget.

“Since April 1, the date many insurance contracts are renewed for small businesses, the owners of about 90 small companies terminated their insurance plans with Braintree-based broker Jeff Rich and indicated in a follow-up survey that they were relying on publicly-funded insurance for their employees.

In Sandwich, business consultant Bill Fields said he has been hired by small businesses to enroll about 400 workers in state-subsidized care since April, because the company owners said they could no longer afford to provide coverage. Fields said that is by far the largest number he has handled in such a short time.

“They are giving up out of frustration,’’ Fields said of the employers. “Most of them are very compassionate but they simply can’t afford health insurance any more.’’

Precisely how many small businesses have recently given up offering insurance is hard to pinpoint. The Office of Labor and Workforce Development said the most recent quarterly insurance data collected from small companies has not been compiled.

State officials said they have not seen convincing evidence that there is a trend. There has not been an unusually large spike in enrollment in Commonwealth Care, the subsidized insurance program, according to spokesman Richard Powers. And in any case, Dr. JudyAnn Bigby, secretary of health and human services, said the administration budgeted for higher health care spending because it anticipated that there would be growing numbers of long-term unemployed residents who would be signing up for coverage.

The Massachusetts Division of Health Care Finance and Policy annually surveys employers and found no significant drop in coverage as of the end of 2009, when more than three-quarters of companies offered health insurance.

But insurance brokers say the pace of terminations has picked up considerably since then among small companies, of which there are thousands in Massachusetts. Many of these companies — restaurants, day-care centers, hair salons, and retail shops — typically pay such low wages that their workers qualify for state-subsidized health insurance when their employers drop their plans.

“Those employers are trying to keep their doors open, and to the extent they can cut expenses, they will cut health insurance because they know their people can go to Commonwealth Care,’’ said Mark Gaunya, president of the Massachusetts Association of Health Underwriters, a trade group representing more than 1,000 brokers and other insurance professionals.

The issue is coming to a head as the Patrick administration battles insurers over swiftly escalating rates they have been charging small employers. In February, the governor filed sweeping legislation that proposes to give the Division of Insurance the power to essentially cap health care price increases. That proposal is still pending.Continued…

And on April 1, exercising authority the administration had never before used, the division denied 235 of 274 increases proposed by insurers for plans covering individuals and small businesses — base premiums would have increased as much as 32 percent. On July 1, it again held 137 proposed increases to 2009 rates.

The sides have been locked in negotiations for months, with the Patrick administration recently reaching agreement with two insurance carriers on lower rates.

“The Patrick-Murray Administration has taken decisive action to provide small businesses and working families with immediate relief from skyrocketing health insurance premiums,’’ the governor’s press secretary, Juan Martinez, said in a statement. He declined to directly address whether small businesses are increasingly dropping health coverage and directing their workers to subsidized care.

But analysts said the burden of double-digit insurance increases shouldered by small businesses over the last several years is likely to become more of a public problem.

“The more the employer insurance system unravels, the higher the cost is going to be for the state in providing subsidies to low income workers,’’ said Larry Levitt, vice president of the Kaiser Family Foundation, a California-based think tank. “From a state finance perspective, stabilizing employer insurance is definitely important.’’

The state’s landmark 2006 health insurance overhaul included regulations designed to discourage low-wage employees from opting for state health insurance over their companies’ often more pricey coverage. It denied eligibility to any one whose employer had offered him or her coverage in the past six months and paid at least 33 percent toward the individual’s plan.

Most health care advocates and brokers had widely interpreted that to include even workers whose companies had dropped coverage. But recently, some companies that have terminated their group plans have tested those waters and found that their employees were accepted for state-subsidized coverage.

Additionally, company owners say, it has become far cheaper to pay the state penalty for not covering their workers — roughly $295 annually per employee — than to pay thousands more in premiums.

In New Bedford, the Early Learning Child Care center is now paying $1,500 quarterly in fines to the state, instead of the $30,000 it contributed quarterly toward 13 workers’ health insurance premiums. When Executive Director Judy Knox terminated the company’s health plan late last year, she asked Fields, the consultant, to help 10 of those workers enroll in Commonwealth Care. The other three went on spouses’ plans or were eligible for Medicare.

“We had had, in the three previous years, between 17 and 18 percent increases every year,’’ Knox said. “I was so worried about the staff and their coverage, but for most of them, Commonwealth Care seems to be working out very well.’’ The state program covers people with incomes up to 300 percent of the federal poverty level.

Come 2014, when the bulk of the federal health care law goes into effect, the penalties for small companies that do not provide health insurance coverage will be less onerous than those in Massachusetts. That could tempt more small companies to opt out nationally, sending more workers to the public rolls — if health care costs can’t be restrained, some analysts said.

“Struggling business don’t necessarily feel the need to offer coverage to attract workers,’’ said Kaiser’s Levitt.

Massachusetts has not decided whether to adopt the federal rules for small businesses.

The federal law does not impose any penalty on companies with fewer than 50 employees that do not offer coverage, whereas in Massachusetts, employers with more than the equivalent of 11 full-time employees face fines for not offering a health plan and contributing at least 20 percent toward that coverage. But for companies with more than 50 workers, the federal law comes down a lot harder than does the state law.

Kay Lazar can be reached at klazar@globe.com.

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