Aptos, CA psychologist: Pre-existing conditions not covered typically 12 months — not forever.

Friday, March 19th, 2010

illness1 Aptos, CA psychologist:  Pre existing conditions not covered typically 12 months    not forever.

Cost of illness covered?


Someone wrote me that because they have Asperger’s Disorder they cannot get health care coverage.

Curious, I went online to see what I could find. What I learned is that YES there can be an exclusionary period (up to a year typically) wherein you pay premiums and the conditions for which you received care during the six months before joining are excluded. So if you sought treatment for Asperger’s Disorder and received care in the six months before then you could not get costs incurred for that condition for the first 12 months of coverage. (more…)

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