Cost to rent a 3 bedroom in Santa Cruz is now  $2,285 a month says  ATTOM Data Solutions and recently reported in Santa Cruz Sentinel March 4, 2017.  Ouch!
Santa Cruz Planning staff state  that more accessory dwelling units (ADUs) might ease housing shortage.  Owners respond  that local government fees between $12 to $21 K are  an obstacle to ADUs.  That’s just the government fees.  Current regulations require the owner to live in the main house or the ADU.